Klamath Falls Oregon real estate listings, home buying, selling and relocation information

The Best Klamath Falls Web Sites

Topographical and Other Maps of Klamath Falls	Chamber of Commerce
Topozone Maptech ORMAP-County Assessor's Maps	Klamath Chamber of Commerce
News and Weather	Business & Economy
Klamath Falls Herald and News Klamath Basin Climate - OSU-KES Klamath Falls Weather Oregon Information Virtual Tour of Klamath Local Area Data - Bibliography by University of Oregon Library OIT Community Directory	Demographics & Economic Profiles Klamath County Economic Development Assn. (KCEDA) Biz Center for Small Business OIT Klamath Cogeneration Project Klamath County Business Directory
Education	Transportation
Klamath City Schools Klamath Union High School Oregon Dept. of Education Oregon Institute of Technology Klamath Falls Community College Oregon State University Klamath Klamath-GreatSchools.net	Road & Weather Conditions Klamath Falls Airport/Kingsley Field Horizon/Alaska Air Service Amtrak Coast Starlight
Community & Government	History
Klamath County Dept. of Tourism City of Klamath Falls Web Site Klamath Falls City Guide Klamath County Library Oregon Online - State Website	Oregon Historical Society Favell Museum of Western Art & Artifacts Collier State Park Logging Museum Train Mountain Railroad Museum
Recreation & Activities
Klamath Basin National Wildlife Refuges - US Fish & Wildlife Service Winema National Forest Virtual Tour Crater Lake National Park Crater Lake Map Lava Beds National Monument Ross Ragland Theater ~ Performing Arts Center Golf Courses Klamath Ice Sports Rink Ski Willamette Pass Ski Mt. Ashland Southern Oregon Vacation Guide Church Directory Wild & Scenic Klamath River Ski Mt. Shasta

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Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Q	Which home is considered the ultimate in California craftsman-style architecture?
A	Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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Klamath Falls Area Maps & Useful Local Web Sites